(559) 499-3150

Image Source: FreeImages

Financial planning in Fresno CA. is available through Soutas Financial & Insurance Solutions help individuals and families manage their money, plan for the future, and reduce risk. It’s no wonder financial planning is one of the fastest growing areas of the financial services industry. The truth is that most Americans could stand to improve their financial situation—almost half of all adults have less than $1,000 in savings, and among those aged 18-39 the median amount saved is even lower at just $632.

Financial planning services go far beyond advising on how much you can spend on a new car or how much you should save each month to meet your retirement goals. These services are about helping you understand where you are now financially, setting achievable short-term and long-term goals, and coming up with an actionable plan to get you there.

What is Financial Planning?

Financial planning is the process of developing a strategy to help you reach your long-term financial goals and manage short-term risk. Financial planning helps individuals and families create a comprehensive financial plan that includes savings and investment strategies, debt management and retirement planning. Financial planning services include financial analysis, retirement planning and estate planning, risk management, and financial risk and asset allocation and management.

Financial planning can help you achieve your short- and long-term goals by providing you with a comprehensive financial plan. The financial planner will sit down with you and ask about your current financial situation, your future goals and what your risk tolerance is. From there, Soutas Financial your financial planner in Fresno will create a financial plan that meets your needs and helps you meet your financial goals.

How Does Financial Planning Help You Manage Risk?

Financial planning helps you understand your risk tolerance and how different financial choices affect your ability to reach long-term financial goals. Financial planners can help you understand what you’re investing in and how you can mitigate risk, especially if you’re saving for retirement. Financial planning includes retirement planning and helps you diversify your assets, select appropriate investment strategies and manage risk by making adjustments along the way, when appropriate.

If you have debt, you can also use financial planning to develop a sustainable debt repayment plan and find out how much you’ll need to save in order to pay off your debts. If you have a risk-related insurance need, such as long-term care insurance, a financial planner can help you understand your options and find the right product to fit your situation.

Financial Planning Helps With Financial Asset Management

Financial planning in Fresno can help you understand how different parts of your financial portfolio, such as stocks and bonds, perform differently in different economic environments. Financial planning helps you understand which parts of your portfolio are helping you reach your long-term financial goals and which parts are not. Investment management is a significant part of financial planning. Financial planners can help you build an appropriate investment strategy based on your risk tolerance, financial goals, time horizon, and other factors.

Depending on your circumstances, your financial planner may create an investment strategy that includes stocks, bonds and other types of investments, like real estate, commodities and funds that invest in a variety of assets. If you have a 401(k) or IRA, a financial planner can help you determine how to invest that money to meet your long-term goals, such as reaching your retirement savings goal. Financial planners are also able to help you understand what is in your investment portfolio, the risks associated with each investment, and how the performance of each investment impacts your overall portfolio.

Financial Services for Long-Term Care and Protection

Long-term care in Fresno California is an unanticipated expense that can be financially devastating for individuals and their families. Protection products like long-term care insurance, disability insurance and an inheritance savings account can help you reduce the financial burden of a long-term illness or injury. Long-term care insurance provides coverage to help you pay for the long-term care services you may need at some point in your life, such as nursing home care or assistance with daily living activities like dressing or eating.

Disability insurance is an insurance policy that pays you a regular cash benefit if you are unable to work due to a disabling illness or injury. An inheritance savings account allows you to take advantage of the gift and property tax savings associated with providing a gift to your children or other heirs while also building a financial buffer that can be used to help pay for long-term care services.

Financial Planning Helps You Build Wealth

To build wealth, you need to have a substantial amount of money invested in assets that appreciate over time. Financial planners can help you decide which investments are best for you based on your risk tolerance and financial goals. Investments come in many forms, such as stocks, real estate, bonds, cash and other types of assets. The appropriate investment strategy will vary based on your financial situation, risk tolerance and financial goals. When you invest in assets that are expected to increase in value over time, you are said to be building wealth.


Financial planning in Fresno CA. is an important and often overlooked aspect of personal finance. In order to succeed financially, it is important to take the time to create a detailed financial plan that accounts for all of your expenses, long-term goals (both financial and otherwise) and risk factors. A financial planner can help you understand your financial situation, create a financial plan and implement strategies to help you reach your financial goals.

With a financial plan in place, you will be better prepared to handle financial challenges and take advantage of financial opportunities as they arise. A financial plan through Soutas Financial can help you feel more confident about your financial future and help you build the financial security you desire. Contact them at 559-230-1648 or visit Soutas.com for details.

Skip to content